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Commercial Credit Card

We make it easy to choose the credit card that is right for you. Our Business Visa® Card is available in two options, Standard Card with no annual fee or the Preferred Points Card.  Each card offers 24-hour toll free live customer assistance available at 800-367-7576 and online account information available 24/7 at www.cardaccount.net.

  • Business Visa® Standard
  • Business Visa® Preferred

Business Card Standard Card

Benefits

  • Rental car collision damage waiver protection.

Features

  • No annual fee.
  • Competitive ongoing APR.*
  • 25-day interest-free grace period on all purchases. No grace period on cash advances.
  • Individual and summary billing options.

Fees

 

 To Apply Now

  1. Download the PDF of the application.
  2. Type the information and then print the application (you cannot save the document, so print an extra copy for yourself), or print it and then complete it using a blue or black pen.
  3. Supporting documents vary depending on the type of business you have. See chart below.
  4. Contact Treasury Management Services at 254.899.6601 or tm@fsbcentex.com if we may further assist
  5. Mail your completed application to:

     First State Bank Central Texas
    Attention: Treasury Management Services
    P. O. Box 6136
    Temple, Texas 76503-6136

*Please see application for information about current APRs and fees.

 

Business Card Preferred Points

 

Benefits

  • Use your Preferred Points Card to earn points that you can redeem for rewards.  Earn one point for each dollar spent, up to 10,000 points per month.
  • Redeem your rewards points for cash-back awards, retail gift cards, travel and a wide variety of merchandise.
  • Rental car collision damage waiver protection.
  • To view or redeem rewards points, visit www.mypreferredpoints.com or call 866-678-5191. 

Features

  • Low annual fee of $49.00 per account.
  • Competitive ongoing APR.*
  • 25-day interest-free grace period on all purchases. No grace period on cash advances.
  • Individual billing option only. 

Fees

  • Other fees may be charged, these fees are listed on the downloadable application.

 

 

Supporting Documents for Your Card Application - Click Here

 

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  • Personal
  • Business

NetTeller Advantage Online Banking & Bill Payment
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Electronic Statement & Electronic Notice / Image Service
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FirstNet ACH Origination
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FirstNet Remote Deposit Capture
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Cash Vault
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Commercial Credit Card
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LockBox
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Merchant Card
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PayCard
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Positive Pay & Automated Clearing House Transaction Blocking
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Target Balance Account
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Wire Transfer
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Overnight Investment Account / Repurchase Agreement