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Lock Box Services

First State Bank offers Lockbox services which is an efficient way to remove the check collection and deposit process from the company.  Lockbox can 

  • Reduce the risk of accounts receivable fraud by taking the receipt of payment process out of the office,
  • Improve collections because the bank receives incoming mail early each banking business day
  • Items received through LockBox are processed under dual authority
  • Deposits are balanced
  • Images of deposited items and the deposit ticket received through LockBox are delivered through secure email to the authorized company representatives after mid-morning completion of processing.  

Customers who use LockBox see 

  • Efficiency in the payment collection process
  • Will increase funds availability and reduce internal costs for your operation.  

First State Bank Central Texas combines state-of-the-art technology with years of experience in Treasury Management to provide a total lockbox processing solution for your collection strategy.

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NetTeller Advantage Online Banking & Bill Payment
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Electronic Statement & Electronic Notice / Image Service
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FirstNet ACH Origination
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FirstNet Remote Deposit Capture
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Cash Vault
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Commercial Credit Card
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LockBox
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Merchant Card
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PayCard
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Positive Pay & Automated Clearing House Transaction Blocking
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Target Balance Account
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Wire Transfer
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Overnight Investment Account / Repurchase Agreement