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Personal Checking

First State Bank Central Texas, your hometown bank, is dedicated to providing you and your family with the friendly deposit services you need and deserve.   With our experienced bankers in many convenient locations, we offer many different personal deposit options, each with its own unique benefits, to suit your individual needs.  All of our personal checking accounts come with FREE online banking, FREE bill pay, FREE 24-7 telephone inquiry, and a FREE MasterCard debit card.  Learn more about our personal checking accounts below. 

 

Regular Checking

A convenient and easy to use account with $100 balance to open.  Features include free online banking with unlimited bill pay, free 24-7 telephone inquiry and a free MasterCard debit card.  If your balance falls below $1,000, an $11 service charge will be assessed for that statement cycle.  

For more details, contact a banker near you.

 

Freedom One Account

Our most popular checking account, Freedom One Account, is the checking account with no minimum balance requirement, unlimited check writing, and 5 free money orders per month all with no service charge. Balance to open is $100.  Additional features include free online banking with unlimited bill pay, free 24-7 telephone inquiry and a free MasterCard debit card.  Enjoy these major features along with the great personal service from your local bank.

For more details, contact a banker near you.

 

Money Market Checking

With $1,000 to open, this account allows the flexibility of checking account services while earning interest on your money.  Special features include free online banking with unlimited bill pay, free 24-7 telephone inquiry and a free MasterCard debit card.  If balance falls below $1,000, the service charge that month is $13.

For more details, contact a banker near you.

 

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